{"id":12082,"date":"2019-06-04T17:26:30","date_gmt":"2019-06-04T17:26:30","guid":{"rendered":"https:\/\/usaccidentlaw.wpengine.com\/?p=12082"},"modified":"2025-08-26T22:57:27","modified_gmt":"2025-08-26T22:57:27","slug":"what-to-do-if-hit-by-uninsured-driver","status":"publish","type":"post","link":"https:\/\/dklaw.com\/es\/the-fine-print\/what-to-do-if-hit-by-uninsured-driver\/","title":{"rendered":"Qu\u00e9 Hacer si un Conductor Sin Seguro le Choca"},"content":{"rendered":"<div class=\"dklaw-section dklaw-hero dklaw-hero__blog align wp-block-dklaw-hero-blog has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"dklaw-breadcrumbs align wp-block-dklaw-breadcrumbs\"><a href=\"https:\/\/dklaw.com\">Home<\/a><a href=\"https:\/\/dklaw.com\/es\/the-fine-print\/what-to-do-if-hit-by-uninsured-driver\/\" class=\"current\">What to Do if an Uninsured Driver Hits You<\/a><script type=\"application\/ld+json\">\n\t{\n\t  \"@context\": \"https:\/\/schema.org\",\n\t  \"@type\": \"BreadcrumbList\",\n\t  \"itemListElement\": [\n\t\t  {\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 1,\n\t\t\t\t\"name\": \"Home\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\"\n\t\t\t},{\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 2,\n\t\t\t\t\"name\": \"What to Do if an Uninsured Driver Hits You\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\/es\/the-fine-print\/what-to-do-if-hit-by-uninsured-driver\/\"\n\t\t\t}\n\t  ]\n\t}\n\t<\/script><\/div>\n\n\n<h1 class=\"wp-block-heading\">What to Do if an Uninsured Driver Hits You<\/h1>\n\n\n<div class=\"dklaw-hero__blog-meta align wp-block-dklaw-hero-blog-meta\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-taxonomies align wp-block-dklaw-taxonomies\"><a href=\"https:\/\/dklaw.com\/es\/learning-hub\/?_practice_area=car-accidents\" rel=\"nofollow\">Car Accidents<\/a> <\/div>\n\n\n<p class=\"has-primary-gray-color has-text-color\">Reading Time: 3 Minutes<\/p>\n\n<\/div><span>June 4, 2019<\/span><span>Nikita Patwari<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"790\" height=\"527\" src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2019\/08\/iStock-599718046.jpg\" alt=\"traffic gridlock \" class=\"wp-image-83558\" srcset=\"https:\/\/dklaw.com\/wp-content\/uploads\/2019\/08\/iStock-599718046.jpg 790w, https:\/\/dklaw.com\/wp-content\/uploads\/2019\/08\/iStock-599718046-300x200.jpg 300w, https:\/\/dklaw.com\/wp-content\/uploads\/2019\/08\/iStock-599718046-768x512.jpg 768w, https:\/\/dklaw.com\/wp-content\/uploads\/2019\/08\/iStock-599718046-18x12.jpg 18w\" sizes=\"auto, (max-width: 790px) 100vw, 790px\" \/><\/figure>\n<\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"dklaw-section dklaw-toc alignfull wp-block-dklaw-toc\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__sidebar align wp-block-dklaw-toc-sidebar\"><div class=\"dklaw-toc__sidebar-menu\"><h4 class=\"dklaw-toc__sidebar-toggle\">Jump To<\/h4><ul><\/ul><\/div><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-card align wp-block-dklaw-card has-background has-primary-black-background-color\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-primary-white-color has-text-color\">Every 4 minutes.<\/h4>\n\n\n\n<p class=\"has-primary-white-color has-text-color\">On average, every 4 minutes someone picks up the phone and calls us for help. That kind of trust says everything.<\/p>\n\n\n\n<div class=\"wp-block-button is-style-button-phone\"><a class=\"wp-block-button__link has-primary-yellow-background-color has-background wp-element-button\" href=\"tel:8002010265\">800-201-0265<\/a><\/div>\n\n<\/div><\/div>\n<\/div><\/div>\n\n<div class=\"dklaw-toc__blocks align wp-block-dklaw-toc-blocks\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<p><em>Updated August 2021<\/em><\/p>\n\n\n\n<p>If you or a family member gets into an accident caused by a negligent driver, you need to know how the law works and what your best steps are.\u00a0In California, so many drivers don\u2019t have car insurance (or just the bare minimum), but they drive every day on the same roads you and your loved ones travel on.\u00a0<\/p>\n\n\n\n<p>The best way to protect yourself is to truly understand how insurance works and what your options are. So if you are injured by an uninsured motorist, you\u2019ll be prepared for what lies ahead. The best thing you can do after an accident is to speak with an experienced car accident lawyer.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Uninsured Motorist Vs. Under-Insured Motorist<\/h2>\n\n\n\n<p>If you are injured in an automobile accident with an uninsured driver, then you would be able to use your own UM \/ UIM insurance coverage.\u00a0By adding this additional policy to your insurance, you\u2019ll be happy you did when the day comes that you need it \u2013 as they say, \u201caccidents happen,\u201d so be prepared.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-list\">\n<li><strong>Underinsured Motorist Coverage<\/strong>\u00a0\u2013 this would be used when the driver at fault for the accident has insurance, but they don\u2019t carry a large $ enough policy to cover your damages and injuries.<\/li>\n\n\n\n<li><strong>Uninsured Motorist Coverage<\/strong>\u00a0\u2013 this would be used if the driver at fault for the accident doesn\u2019t have insurance at all (illegal in California), or if the accident is a hit and run.<\/li>\n<\/ul>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Why Contact DK Law\u00a0<\/h2>\n\n\n\n<p>Dealing with the aftermath of a car accident can be quite stressful. Still, when you are injured in a car accident that involves another driver without insurance, it gets even more complicated.\u00a0Call DK Law to help you:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-list\">\n<li>Get your car repaired or get top dollar for replacement<\/li>\n\n\n\n<li>Get you the medical care you need and help with medical bills<\/li>\n\n\n\n<li>Get your lost wages and income<\/li>\n\n\n\n<li>Tell you how much money your case is worth<\/li>\n\n\n\n<li>Fight to get you the maximum compensation<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Additional Benefits<\/h3>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-list\">\n<li>Our settlement success rate is 99%<\/li>\n\n\n\n<li>You can contact us 7 days a week, 24 hours a day<\/li>\n\n\n\n<li>We only handle car accident injury cases \u2013 we know what we\u2019re doing<\/li>\n\n\n\n<li>We can come to you if you can\u2019t make it into the office<\/li>\n<\/ul>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Steps to Take After Being Hit By an Uninsured Motorist<\/h2>\n\n\n\n<p>Sadly, there is a good chance you\u2019ll be in a few accidents in your lifetime here in California. It can happen just like this: you are waiting at a red light, and BAM, a car hits you from behind.\u00a0After being rear-ended, you feel some whiplash and neck pain, and you pull off the road. The other driver pulls over, also, and then tells you they have no car insurance.\u00a0Don\u2019t panic, instead follow these steps:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-list\">\n<li>Call the police \u2013 it\u2019s always smart to call the cops and have them show up and make an official police report.&#8217;<\/li>\n\n\n\n<li>Exchange information \u2013 even though they don\u2019t have insurance, you want to get their driver\u2019s license and contact info.<\/li>\n\n\n\n<li>Take pictures \u2013 you will want evidence of your car, the other car, the scene itself, your injuries, etc.<\/li>\n\n\n\n<li>Get witnesses&#8217; info \u2013 if there are witnesses, get their contact info also<\/li>\n\n\n\n<li><a href=\"https:\/\/dklaw.com\/contact\/\">Call DK Law<\/a>\u00a0\u2013 Don\u2019t wait or stall, call us immediately and protect your legal rights.<\/li>\n<\/ul>\n\n\n\n<ol class=\"wp-block-list\"><\/ol>\n\n<\/div><\/div>\n\n<div class=\"dklaw-author align wp-block-dklaw-author has-text-color has-primary-black-color has-background has-tertiary-blue-background-color\"><div class=\"dklaw-author__block\"><div class=\"dklaw-author__image\" style=\"background-image:url(https:\/\/dklaw.com\/wp-content\/uploads\/2025\/07\/IMG_2110-1024x683.jpg);\"><\/div><div><p class=\"dklaw-author__block-about\">About the Author<\/p><h4 class=\"wp-block-heading is-style-heading-serif\">Nikita Patwari<\/h4><h6><\/h6><p>As the blog writer for DK Law, I specialize in creating clear, informative, and approachable legal content for individuals and families navigating personal injury and wrongful death cases across California. My goal is to break down complex legal topics into helpful, easy-to-understand articles that empower readers to make informed decisions during some of life\u2019s most difficult moments.<\/p>\n<div class=\"dklaw-author__social-icons\"><a href=\"https:\/\/www.linkedin.com\/in\/nikita-patwari-62298975\/\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g clip-path=\"url(#clip0_5702_21335)\"><path d=\"M15.7416 0H1.25508C0.561133 0 0 0.547852 0 1.2252V15.7715C0 16.4488 0.561133 17 1.25508 17H15.7416C16.4355 17 17 16.4488 17 15.7748V1.2252C17 0.547852 16.4355 0 15.7416 0ZM5.04355 14.4865H2.52012V6.37168H5.04355V14.4865ZM3.78184 5.26602C2.97168 5.26602 2.31758 4.61191 2.31758 3.80508C2.31758 2.99824 2.97168 2.34414 3.78184 2.34414C4.58867 2.34414 5.24277 2.99824 5.24277 3.80508C5.24277 4.60859 4.58867 5.26602 3.78184 5.26602ZM14.4865 14.4865H11.9664V10.542C11.9664 9.60234 11.9498 8.39043 10.6549 8.39043C9.34336 8.39043 9.14414 9.41641 9.14414 10.4756V14.4865H6.62734V6.37168H9.04453V7.48066H9.07773C9.41308 6.84316 10.2365 6.16914 11.4617 6.16914C14.015 6.16914 14.4865 7.84922 14.4865 10.034V14.4865Z\" fill=\"#08368B\"\/><\/g><defs><clipPath id=\"clip0_5702_21335\"><rect width=\"17\" height=\"17\" fill=\"white\"\/><\/clipPath><\/defs><\/svg><\/a><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<div id=\"form\" style=\"--bg-image: url(\/wp-content\/themes\/dklaw\/img\/dklaw-form-bg.jpg);\" class=\"dklaw-section dklaw-cta dklaw-cta-form alignfull wp-block-dklaw-cta-form has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns has-primary-black-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column dklaw-cta-form__bg-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading 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