Rideshare (Uber/Lyft) Accident FAQs | DK Law

Question 1

What should I do right after a rideshare accident?

Accepted Answer

Call 911, get medical care, take photos, gather driver and witness information, and save trip details in the app. Report the crash to Uber/Lyft and speak to a lawyer before giving recorded statements.

Question 2

How does rideshare insurance coverage work?

Accepted Answer

Coverage depends on the app period: (0) app off—driver’s personal auto policy; (1) app on, no match—limited TNC liability; (2) matched but not picked up—higher TNC liability; (3) passenger in vehicle—highest TNC liability plus UM/UIM. Specific limits vary by state and policy.

Question 3

I was a passenger—whose insurance applies?

Accepted Answer

During an active trip (Period 3), Uber/Lyft provide primary liability coverage. If another driver is at fault and underinsured, TNC UM/UIM may help. Your own MedPay or health insurance can also apply.

Question 4

What if the at‑fault driver is uninsured or it’s a hit‑and‑run?

Accepted Answer

Report to police immediately. During active trips, TNC UM/UIM may cover injuries caused by an unidentified or uninsured driver. Preserve app data, dashcam/video, and witness details.

Question 5

Does the driver’s personal policy ever deny coverage because it’s a rideshare?

Accepted Answer

Personal auto policies may exclude commercial use. TNC policies are designed to fill gaps when the app is on, subject to the applicable period.

Question 6

How are medical bills handled before settlement?

Accepted Answer

Bills can be paid through health insurance, MedPay, or on a medical lien to be reimbursed from settlement. Your attorney can coordinate payments and lien reductions.

Question 7

Do different insurers get involved at the same time?

Accepted Answer

Yes—there can be the rideshare insurer, the at‑fault driver’s carrier, and sometimes your own UM/UIM or MedPay. Coordination and evidence are key to avoid delays.

Question 8

Can I make a claim directly with Uber or Lyft?

Accepted Answer

You typically report through the app; the TNC’s insurer handles claims. An attorney can manage communications and ensure complete documentation before settlement talks.

Question 9

What if I was the rideshare driver and another driver hit me?

Accepted Answer

If the app was on, the applicable TNC coverage (liability and possibly UM/UIM) may apply in addition to the at‑fault driver’s insurance. Report promptly to both carriers and preserve trip records.

Question 10

How long do rideshare claims take to resolve?

Accepted Answer

Simple claims may resolve in months after treatment stabilizes and a demand is submitted. Multi‑insurer disputes or serious injuries can take a year or more.

Question 11

Will I have to give a recorded statement to the insurer?

Accepted Answer

Not before legal advice. Recorded statements can affect liability and damages. Your attorney can provide the necessary information and documentation.

Question 12

What damages can I recover in a rideshare accident case?

Accepted Answer

Medical expenses, future care, lost wages, loss of earning capacity, and non‑economic damages such as pain and suffering. Property damage may also be recoverable.

Question 13

What is the statute of limitations for rideshare accidents in California?

Accepted Answer

Many personal injury claims must be filed within two years of the injury, with shorter deadlines for government claims. Consult an attorney promptly to protect your rights.

차량 공유 서비스 관련 사고 FAQ

바로 가기

4분마다 한 번씩,
누군가의 삶에 닿습니다.

1. 우버(Uber) 또는 리프트(Lyft) 사고로 부상을 당한 경우 어떻게 해야 하나요?

2. 차량 공유 서비스 사용 도중 사고가 발생하면 누가 책임을 지나요?

3. 우버(Uber)나 리프트(Lyft)는 사고에 대해 보험을 제공하나요?

4. 차량 공유 서비스 이용자인 승객이었을 경우에도 보상 청구가 가능한가요?

5. 보행자 또는 다른 운전자 신분으로 차량 공유 서비스 차량과 사고를 당한 경우 어떻게 해야 하나요?

6. 차량 공유 서비스 관련 사고 보상 청구에 변호사가 필요한 이유는 무엇입니까?

대표 변호사, Daniel Kim, Esq.

DK All the way

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