{"id":11883,"date":"2019-03-30T16:16:01","date_gmt":"2019-03-30T16:16:01","guid":{"rendered":"https:\/\/usaccidentlaw.wpengine.com\/?p=11883"},"modified":"2025-08-10T00:08:29","modified_gmt":"2025-08-10T00:08:29","slug":"filing-a-claim-with-metromile-how-to-maximize-your-compensation","status":"publish","type":"post","link":"https:\/\/dklaw.com\/ko\/the-fine-print\/filing-a-claim-with-metromile-how-to-maximize-your-compensation\/","title":{"rendered":"Dealing With Metromile Insurance After a Car Accident"},"content":{"rendered":"<div class=\"dklaw-section dklaw-hero dklaw-hero__blog align wp-block-dklaw-hero-blog has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"dklaw-breadcrumbs align wp-block-dklaw-breadcrumbs\"><a href=\"https:\/\/dklaw.com\">Home<\/a><a href=\"https:\/\/dklaw.com\/ko\/the-fine-print\/filing-a-claim-with-metromile-how-to-maximize-your-compensation\/\" class=\"current\">Dealing With Metromile Insurance After a Car Accident<\/a><script type=\"application\/ld+json\">\n\t{\n\t  \"@context\": \"https:\/\/schema.org\",\n\t  \"@type\": \"BreadcrumbList\",\n\t  \"itemListElement\": [\n\t\t  {\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 1,\n\t\t\t\t\"name\": \"Home\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\"\n\t\t\t},{\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 2,\n\t\t\t\t\"name\": \"Dealing With Metromile Insurance After a Car Accident\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\/ko\/the-fine-print\/filing-a-claim-with-metromile-how-to-maximize-your-compensation\/\"\n\t\t\t}\n\t  ]\n\t}\n\t<\/script><\/div>\n\n\n<h1 class=\"wp-block-heading\">Dealing With Metromile Insurance After a Car Accident<\/h1>\n\n\n<div class=\"dklaw-hero__blog-meta align wp-block-dklaw-hero-blog-meta\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-taxonomies align wp-block-dklaw-taxonomies\"><a href=\"https:\/\/dklaw.com\/ko\/learning-hub\/?_practice_area=car-accidents\" rel=\"nofollow\">Car Accidents<\/a> <a href=\"https:\/\/dklaw.com\/ko\/learning-hub\/?_topics=insurance-and-claims\" rel=\"nofollow\">Insurance &amp; Claims<\/a> <\/div>\n\n\n<p class=\"has-primary-gray-color has-text-color\">Reading Time: 10 Minutes<\/p>\n\n<\/div><span>March 30, 2019<\/span><span>Sarah Park<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2022\/06\/insurance-negotiation.jpg\" alt=\"Metromile car insurance\" class=\"wp-image-100287\" srcset=\"https:\/\/dklaw.com\/wp-content\/uploads\/2022\/06\/insurance-negotiation.jpg 724w, https:\/\/dklaw.com\/wp-content\/uploads\/2022\/06\/insurance-negotiation-300x200.jpg 300w, https:\/\/dklaw.com\/wp-content\/uploads\/2022\/06\/insurance-negotiation-18x12.jpg 18w\" sizes=\"auto, (max-width: 724px) 100vw, 724px\" \/><\/figure>\n<\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"dklaw-section dklaw-toc alignfull wp-block-dklaw-toc\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__sidebar align wp-block-dklaw-toc-sidebar\"><div class=\"dklaw-toc__sidebar-menu\"><h4 class=\"dklaw-toc__sidebar-toggle\">Jump To<\/h4><ul><\/ul><\/div><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-card align wp-block-dklaw-card has-background has-primary-black-background-color\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-primary-white-color has-text-color\">Every 4 minutes.<\/h4>\n\n\n\n<p class=\"has-primary-white-color has-text-color\">On average, every 4 minutes someone picks up the phone and calls us for help. That kind of trust says everything.<\/p>\n\n\n\n<div class=\"wp-block-button is-style-button-phone\"><a class=\"wp-block-button__link has-primary-yellow-background-color has-background wp-element-button\" href=\"tel:7147903562\">714-790-3562<\/a><\/div>\n\n<\/div><\/div>\n<\/div><\/div>\n\n<div class=\"dklaw-toc__blocks align wp-block-dklaw-toc-blocks\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<p><span data-color=\"transparent\">Rising insurance costs, combined with urban congestion and a high cost of living, have prompted many Americans to seek alternative auto insurance solutions to save money. One notable option is Metromile, an insurance company offering pay-per-mile insurance tailored specifically for low-mileage drivers.&nbsp;<\/span><\/p>\n\n\n\n<p><span data-color=\"transparent\">Whether or not you have Metromile car insurance, navigating the claims process can be confusing. We&#8217;ll explain this type of coverage, what to do if you&#8217;re in an accident, and how to find legal help after an accident. <\/span><\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">What Is Metromile Insurance?<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.metromile.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Metromile<\/a>, which was acquired by Lemonade in 2022, provides a unique insurance model that combines a monthly base rate with charges based on the actual miles driven. This approach is particularly beneficial for city dwellers who may not drive daily but still require comprehensive coverage.&nbsp;<\/p>\n\n\n\n<p>By paying only for the miles they drive, Metromile customers can save money compared to traditional insurance plans. Like other auto insurance companies, Metromile determines a driver\u2019s rate by considering their gender, age, credit history, vehicle, driving record, and prior insurance history.&nbsp;<\/p>\n\n\n\n<p>Since Metromile was acquired, policyholders with Metromile insurance will be offered renewal through Lemonade or given a non-renewal notice if they do not live in a state with Lemonade coverage. Lemonade also offers homeowners, renters, and pet insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How Does It Work?<\/h3>\n\n\n\n<p>Metromile car insurance operates differently from traditional insurers.&nbsp;Instead of charging a flat monthly rate, Metromile calculates your premium based on how much you drive. Here\u2019s how it works:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Base Rate + Per-Mile Rate<\/strong><ul><li>You pay a fixed&nbsp;<strong>monthly base rate<\/strong>&nbsp;(similar to traditional insurance).<\/li><li>You are then charged a&nbsp;<strong>per-mile rate<\/strong>, which is multiplied by the number of miles you drive each month.<\/li><\/ul>Example:\n<ul class=\"wp-block-list\">\n<li>Base rate:&nbsp;<strong>$40\/month<\/strong><\/li>\n\n\n\n<li>Per-mile rate:&nbsp;<strong>$0.05 per mile<\/strong><\/li>\n\n\n\n<li>If you drive 500 miles in a month:&nbsp;<strong>$40 + (500 \u00d7 $0.05) = $65 total premium<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Mile Tracking<\/strong>\n<ul class=\"wp-block-list\">\n<li>Metromile provides a&nbsp;<strong>Metromile pulse device,<\/strong>&nbsp;which connects to your car\u2019s OBD-II port (standard in most vehicles made after 1996).<\/li>\n\n\n\n<li>The Pulse device tracks your mileage but does&nbsp;<strong>not<\/strong>&nbsp;track your speed or driving habits (like hard braking or acceleration).<\/li>\n\n\n\n<li>Your monthly bill is adjusted based on actual miles driven.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Coverage Options<\/strong><br>Metromile offers standard coverage options similar to traditional insurance, including:\n<ul class=\"wp-block-list\">\n<li>Liability coverage<\/li>\n\n\n\n<li>Collision and comprehensive coverage<\/li>\n\n\n\n<li>Roadside assistance<\/li>\n\n\n\n<li>Rental reimbursement<\/li>\n\n\n\n<li>Glass repair<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">What to Do If You Have Been in an Accident<\/h2>\n\n\n\n<p>Experiencing a car accident can be overwhelming. If you\u2019re insured with Metromile or were in an accident with a Metromile policyholder, it\u2019s essential to follow these steps:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step #1: Document the Accident<\/h3>\n\n\n\n<p>Always do everything you can to document your car accident, whether you were the driver or passenger. Take note of the damage to the cars or other personal property, the license plates, driver\u2019s license information, physical damage, insurance information, and the immediate surroundings.&nbsp;<\/p>\n\n\n\n<p><strong>Also, be sure to document additional information by:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-list\">\n<li>Taking pictures<\/li>\n\n\n\n<li>Getting witness contact information<\/li>\n\n\n\n<li>Taking videos (with permission)<\/li>\n\n\n\n<li>Getting the other driver to admit fault&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>The more you document, the more information you will have to present your case, prove negligence, and get the best compensation possible.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step #2: Seek Medical Attention<\/h3>\n\n\n\n<p>Seek medical attention immediately after being involved in a car accident, regardless of whether you were the driver, a passenger, or even a third party. Even if you don\u2019t feel symptoms now, if you fail to see a doctor and symptoms manifest down the line, you may no longer be entitled to compensation.&nbsp;<\/p>\n\n\n\n<p><strong>Common long-term injuries include:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-list\">\n<li>Ligament tears<\/li>\n\n\n\n<li>Tissue build-ups<\/li>\n\n\n\n<li>Bone spurs<\/li>\n\n\n\n<li>Hairline fractures<\/li>\n\n\n\n<li>Muscle tears&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>By seeking medical attention, you can help maintain your health and ensure that your condition is documented by a physician, which will help your case in the future.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step #3: Speak With An Attorney<\/h3>\n\n\n\n<p>It is imperative to speak with a car accident lawyer immediately.&nbsp; Even a simple mistake, such as accidentally accepting partial blame, can reduce your compensation.<\/p>\n\n\n\n<p>In addition, car accident victims typically have a two-year statute of limitations to file claims. The statute of limitations for other specific claims can be 30 days.&nbsp;<\/p>\n\n\n\n<p>This may sound like a long time, but taking all of the proper legal steps on your own to take on large insurance companies is rarely successful. They have the resources to stall for years until it is no longer capable of getting compensation.<\/p>\n\n\n\n<p>That is why it is so important to speak with a legal professional. They can use the law to get instant access to legal information and demand to speak with representatives on your behalf.<\/p>\n\n\n\n<p>The best part is that our attorneys do not charge a cent until the case is won on your behalf and offer free evaluations to help you understand what you are entitled to and what steps to take next. There is no downside to working with an attorney for your Metromile claim.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step #4: File Your Claim Online<\/h3>\n\n\n\n<p>One benefit of Lemonade car insurance is that each member has an app that makes filing a claim convenient and easy.<\/p>\n\n\n\n<p>There is a lot of room for error when doing this yourself, though. First, it can increase your rates over time, and second, it may not be the best move.<\/p>\n\n\n\n<p>If you were not at fault for the accident, the claim should be filed with your and the other person\u2019s insurance company, who should pay the claim. This can be difficult, as third parties will not work with you on their client\u2019s behalf, and the other person may be advised not to speak with you.&nbsp;<\/p>\n\n\n\n<p>While doing this, you want to be careful to ensure that you document all information correctly and give as much detail as possible. You should<a href=\"https:\/\/dklaw.com\/the-fine-print\/tips-for-dealing-with-insurance-companies-after-car-accident\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;NEVER lie to an insurance company.<\/a>&nbsp;This leaves even more room for error when filing Metromile claims.<\/p>\n\n\n\n<p>Because specific information can be subject to error, we always recommend speaking with a professional to help you file your claim and receive the compensation you deserve.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">How Does Metromile Pay Out Claims?<\/h2>\n\n\n\n<p>Metromile handles claims similarly to traditional insurance companies but with a focus on a tech-driven and streamlined process. Here\u2019s how Metromile payouts work:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Filing a Claim<\/strong>\n<ul class=\"wp-block-list\">\n<li>You can file a claim via:\n<ul class=\"wp-block-list\">\n<li><strong>Metromile App<\/strong>&nbsp;(fastest)<\/li>\n\n\n\n<li><strong>Online Portal<\/strong><\/li>\n\n\n\n<li><strong>Phone Call to Claims Team<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>You\u2019ll need to provide details like:\n<ul class=\"wp-block-list\">\n<li>Accident date, time, and location<\/li>\n\n\n\n<li>Photos of damages<\/li>\n\n\n\n<li>Police report (if applicable)<\/li>\n\n\n\n<li>Other driver\u2019s information (if another vehicle is involved)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Damage Assessment<\/strong>\n<ul class=\"wp-block-list\">\n<li>If your car needs repairs, Metromile offers:\n<ul class=\"wp-block-list\">\n<li><strong>Direct Repair Program (DRP):<\/strong>&nbsp;You can choose from their network of pre-approved repair shops.<\/li>\n\n\n\n<li><strong>Independent Repair Shops:<\/strong>&nbsp;If you have a preferred shop, Metromile allows you to use it.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>In some cases, Metromile may use&nbsp;<strong>AI-powered damage assessment<\/strong>&nbsp;for quicker claim estimates.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Claim Approval &amp; Payout<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>If covered, Metromile will pay for repairs minus your deductible.<\/strong><\/li>\n\n\n\n<li>If your car is&nbsp;<strong>totaled<\/strong>, Metromile will&nbsp;<strong>issue a payout based on&nbsp;<\/strong><strong>your vehicle\u2019s actual cash value (ACV)<\/strong>.<\/li>\n\n\n\n<li>If another driver is at fault, Metromile may help you file a claim against their insurer.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Claim Payment &amp; Reimbursement<\/strong>\n<ul class=\"wp-block-list\">\n<li>Repair payments may be&nbsp;<strong>sent directly to the repair shop<\/strong>&nbsp;if you use a DRP shop.<\/li>\n\n\n\n<li>Metromile will&nbsp;<strong>reimburse you<\/strong>&nbsp;via check or direct deposit if you\u2019ve already paid out of pocket.<\/li>\n\n\n\n<li>For&nbsp;<strong>rental car reimbursement<\/strong>, Metromile covers costs if your policy includes rental coverage.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Fast-Track Claims for Eligible Customers<\/strong>\n<ul class=\"wp-block-list\">\n<li>Some minor claims may be&nbsp;<strong>processed within hours<\/strong>&nbsp;using AI.<\/li>\n\n\n\n<li>An adjuster may be assigned for in-depth review for larger claims, which can take longer.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p>Metromile is app-based and heavily relies on artificial intelligence (AI), so you may be unable to speak to an actual human.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Pros and Cons of Metromile<\/h2>\n\n\n\n<p>One of the most common complaints about Metromile is that its claims process is notoriously slow. Clients routinely leave reviews regarding how their claim was handled, with little to no information about their case process. This isn\u2019t unusual for the car insurance industry.<\/p>\n\n\n\n<p>This is simply a headache you cannot afford to have. You must be able to return to your regular life, deal with potential injuries, and more.<\/p>\n\n\n\n<p>There is no time to worry about fooling around with a car insurance agent via email or phone, hoping your claim will be paid out in time or that you will be on the right side of the payout.&nbsp;<\/p>\n\n\n\n<p>However, this doesn\u2019t mean the service is not worthwhile or improving. They recently added a dashboard to their app, allowing users to submit claim data directly and data from the app, which tracks car movement and more.&nbsp;<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Will Your Auto Insurance Rates Go Up After Filing an Accident Claim?<\/h2>\n\n\n\n<p>This is a very popular question among drivers. Of course, the answer will vary depending on specific circumstances. Still, if you file too many claims with your auto insurance company, they will raise your rates and possibly not even renew your policy.<\/p>\n\n\n\n<p>If you file a claim based on damage or injuries you caused, your rates will likely increase, but if you are found not at fault, your rates may or may not increase.&nbsp;<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Am I Entitled to Compensation For My Metromile Accident?<\/h2>\n\n\n\n<p>If you were involved in a car accident that was not your fault, you can substantiate a claim for compensation. But this is best done with the help of a qualified car accident attorney.<\/p>\n\n\n\n<p>For both Metromile-insured people and those trying to get compensation from the company, it is best to work with an experienced attorney who can help you follow the steps and answer your questions. Knowing what to do next can often directly impact your compensation.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Does Metromile Cover Accidents in Rental Cars?<\/h2>\n\n\n\n<p>Millions of people who go on vacation will need to rent a car. If you\u2019ve ever rented a car, you know that feeling when the sales associate tries to sell you \u201ctheir car insurance.\u201d&nbsp;<\/p>\n\n\n\n<p>Your best bet is to check your insurance policy before you go to the rental car agency. This way, you will know what you already have and whether your policy extends to rental cars. However, it can get tricky, as some insurance policies only cover rental cars for personal use. If you need help, the best option is to contact Metromile.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Talk to Expert Car Accident Attorneys<\/h2>\n\n\n\n<p>Knowing what to do next can be difficult if you have been involved in a car accident with pay-per-mile auto insurance. However, making the right choice can ultimately mean the difference between winning or losing your case.<\/p>\n\n\n\n<p>Our law firm is confident that we possess the experience, passion, and knowledge to help you obtain the compensation you deserve.<\/p>\n\n\n\n<p><a href=\"https:\/\/dklaw.com\/contact\" target=\"_blank\" rel=\"noreferrer noopener\">Contact us today<\/a>&nbsp;to schedule a free case evaluation from one of our expert personal injury attorneys.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-author align wp-block-dklaw-author has-text-color has-primary-black-color has-background has-tertiary-blue-background-color\"><div class=\"dklaw-author__block\"><div class=\"dklaw-author__image\" style=\"background-image:url(https:\/\/dklaw.com\/wp-content\/uploads\/2025\/08\/Sarah-Park-Profile-Picture.jpeg);\"><\/div><div><p class=\"dklaw-author__block-about\">About the Author<\/p><h4 class=\"wp-block-heading is-style-heading-serif\">Sarah Park<\/h4><h6><\/h6><p>Sarah Park specializes in creating clear, engaging legal content that helps clients understand their rights in both Korean and English. She earned her bachelor&#8217;s degree at Ewha Womans University in Seoul, majoring in business and philosophy.<\/p>\n<div class=\"dklaw-author__social-icons\"><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n<p><\/p>\n\n\n<div id=\"form\" style=\"--bg-image: url(\/wp-content\/themes\/dklaw\/img\/dklaw-form-bg.jpg);\" class=\"dklaw-section dklaw-cta dklaw-cta-form alignfull wp-block-dklaw-cta-form has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns has-primary-black-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column dklaw-cta-form__bg-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading dklaw-cta-form__heading has-primary-white-color has-text-color\">DK <em>All the way<\/em><\/h2>\n\n\n<div class=\"dklaw-section dklaw-section__logos align wp-block-dklaw-logos\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"dklaw-logos align wp-block-dklaw-logos-repeater\"><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-1.svg\" loading=\"lazy\" decoding=\"async\" alt=\"NAOPIA Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-2.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Nation's Top One Percent Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-3.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Multi Million Dollar Advocates Forum Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-4.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Lawyers of Distinction Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-5.svg\" loading=\"lazy\" decoding=\"async\" alt=\"The National Trial Lawyers Top 100 Badge\"><\/div><\/div><\/div>\n<\/div>\n\n<\/div><\/div>\n\n\n<p class=\"dklaw-cta-form__subheading has-primary-white-color has-text-color\">From Your Case to Compensation, we take your case <em>all the way.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"dklaw-form align wp-block-dklaw-form\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading dklaw-form__heading\">Schedule a Free Consultation<\/h4>\n\n\n\n<p class=\"dklaw-form__subheading has-primary-green-color has-text-color\">Get Expert Legal Advice at <strong>Zero Cost.<\/strong><\/p>\n\n<\/div>\t\t\n\t\t\t\n\t<form id=\"dklaw-form\" class=\"dklaw-form__form\" role=\"form\" aria-label=\"Free Case Review Form\" data-redirect=\"\/ty\/thank-you\/\">\n\t\t<div class=\"dklaw-form__form-grid\">\n\t\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t\t<label for=\"firstName\">First Name<\/label>\t\t\t\t<input type=\"text\" id=\"firstName\" name=\"firstname\" placeholder=\"First Name\" value=\"\" aria-required=\"true\" required>\n\t\t\t<\/div>\n\t\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t\t<label for=\"lastName\">Last Name<\/label>\t\t\t\t<input type=\"text\" id=\"lastName\" name=\"lastname\" placeholder=\"Last Name\" value=\"\" aria-required=\"true\" required>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t<label for=\"email\">Email<\/label>\t\t\t<input type=\"email\" id=\"email\" name=\"email\" placeholder=\"Email Address\" value=\"\" aria-required=\"true\" required>\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t<label for=\"phone\">Phone Number<\/label>\t\t\t<input type=\"tel\" id=\"phone\" name=\"phone\" placeholder=\"Phone Number\" value=\"\" aria-required=\"true\" required minlength=\"14\">\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field dklaw-form__form-checkbox\">\n\t\t\t<input type=\"checkbox\" id=\"terms\" value=\"\" name=\"allow_texting\" aria-describedby=\"terms-note\" checked>\n\t\t\t\n\t\t\t<label for=\"terms\" id=\"terms-note\">By checking this box, you expressly consent to receive calls, text messages, and emails from DK Law regarding your inquiry, including communications sent using automated technology. 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Call for a free consultation to learn more.\u00a0","_seopress_robots_index":"","footnotes":""},"categories":[100],"tags":[],"practice_area":[112],"topics":[128],"class_list":["post-11883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-accidents","practice_area-car-accidents","topics-insurance-and-claims"],"acf":[],"_links":{"self":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts\/11883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/comments?post=11883"}],"version-history":[{"count":0,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts\/11883\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/media\/100287"}],"wp:attachment":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/media?parent=11883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/categories?post=11883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/tags?post=11883"},{"taxonomy":"practice_area","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/practice_area?post=11883"},{"taxonomy":"topics","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/topics?post=11883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}