{"id":12477,"date":"2019-07-03T21:41:16","date_gmt":"2019-07-03T21:41:16","guid":{"rendered":"https:\/\/usaccidentlaw.wpengine.com\/?p=12477"},"modified":"2025-09-19T19:01:28","modified_gmt":"2025-09-19T19:01:28","slug":"how-insurance-companies-determine-who-is-at-fault","status":"publish","type":"post","link":"https:\/\/dklaw.com\/ko\/the-fine-print\/how-insurance-companies-determine-who-is-at-fault\/","title":{"rendered":"How Insurance Companies Determine Fault"},"content":{"rendered":"<div class=\"dklaw-section dklaw-hero dklaw-hero__blog align wp-block-dklaw-hero-blog has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"dklaw-breadcrumbs align wp-block-dklaw-breadcrumbs\"><a href=\"https:\/\/dklaw.com\">Home<\/a><a href=\"https:\/\/dklaw.com\/ko\/the-fine-print\/how-insurance-companies-determine-who-is-at-fault\/\" class=\"current\">How Insurance Companies Determine Fault<\/a><script type=\"application\/ld+json\">\n\t{\n\t  \"@context\": \"https:\/\/schema.org\",\n\t  \"@type\": \"BreadcrumbList\",\n\t  \"itemListElement\": [\n\t\t  {\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 1,\n\t\t\t\t\"name\": \"Home\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\"\n\t\t\t},{\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 2,\n\t\t\t\t\"name\": \"How Insurance Companies Determine Fault\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\/ko\/the-fine-print\/how-insurance-companies-determine-who-is-at-fault\/\"\n\t\t\t}\n\t  ]\n\t}\n\t<\/script><\/div>\n\n\n<h1 class=\"wp-block-heading\">How Insurance Companies Determine Fault<\/h1>\n\n\n<div class=\"dklaw-hero__blog-meta align wp-block-dklaw-hero-blog-meta\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-taxonomies align wp-block-dklaw-taxonomies\"><a href=\"https:\/\/dklaw.com\/ko\/learning-hub\/?_topics=insurance-and-claims\" rel=\"nofollow\">Insurance &amp; Claims<\/a> <\/div>\n\n\n<p class=\"has-primary-gray-color has-text-color\">Reading Time: 8 Minutes<\/p>\n\n<\/div><span>July 3, 2019<\/span><span>Sarah Park<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2021\/02\/iStock-1044398756-1024x683.jpg\" alt=\"Drivers looking at a fender bender and taking photos for insurance\"\/><\/figure>\n<\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"dklaw-section dklaw-toc alignfull wp-block-dklaw-toc\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__sidebar align wp-block-dklaw-toc-sidebar\"><div class=\"dklaw-toc__sidebar-menu\"><h4 class=\"dklaw-toc__sidebar-toggle\">Jump To<\/h4><ul><\/ul><\/div><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-card align wp-block-dklaw-card has-background has-primary-black-background-color\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-primary-white-color has-text-color\">Every 4 minutes.<\/h4>\n\n\n\n<p class=\"has-primary-white-color has-text-color\">On average, every 4 minutes someone picks up the phone and calls us for help. That kind of trust says everything.<\/p>\n\n\n\n<div class=\"wp-block-button is-style-button-phone\"><a class=\"wp-block-button__link has-primary-yellow-background-color has-background wp-element-button\" href=\"tel:7147903562\">714-790-3562<\/a><\/div>\n\n<\/div><\/div>\n<\/div><\/div>\n\n<div class=\"dklaw-toc__blocks align wp-block-dklaw-toc-blocks\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<p>Insurance companies handle car accidents and injury cases daily in California, but this doesn\u2019t mean they treat everyone fairly, nor should you trust them blindly.\u00a0Insurance companies are big businesses, and if you are an accident victim, then you need to be careful about dealing with insurance companies and adjusters.\u00a0Once a claim is filed with an insurance company right after a car accident, the insurance company will assign the claim to an adjuster in the local area.\u00a0The adjuster works for the insurance company and oversees the investigation into the accident and the settlement of the actual claim.\u00a0<\/p>\n\n\n\n<p>Normally, there will be two adjusters in this process; each driver\u2019s insurance company will choose an adjuster to look into the car accident.\u00a0The adjuster has a very specific job, which is to research the car accident and speak with any witnesses.\u00a0Also, the adjuster needs to look at the vehicle damage, medical reports, police reports, and verify details about the insurance policies for the drivers involved (coverage amounts, etc.).\u00a0In the end, the adjuster needs to determine who is at fault for the car crash or potentially assign a partial % of the blame to both parties.<\/p>\n\n\n\n<p><strong>Generally, the insurance companies will determine fault for the car accident based on \u201cthe legal definition\u201d in California. <\/strong><\/p>\n\n\n\n<p>A person is\u00a0<a href=\"https:\/\/www.merriam-webster.com\/dictionary\/negligent\" target=\"_blank\" rel=\"noreferrer noopener\">considered negligent<\/a>\u00a0when they fail to exercise the good judgment that a reasonable person would demonstrate.\u00a0So a driver who runs a stop sign at 50 mph and slams into another driver (who has the right of way) is likely going to be found negligent and would then be found at fault for the car wreck.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Should I Call My Insurance After an Accident?<\/h2>\n\n\n\n<p>The simple answer is yes.\u00a0If you are involved in a car accident where you suffered injuries, then you want to contact your insurance company regardless of who is at fault or if you were hit by an uninsured driver.\u00a0Many people believe that if they aren\u2019t at fault for an accident that they don\u2019t need to contact their insurance company, but that is not wise.\u00a0<\/p>\n\n\n\n<p>There are several coverages within your insurance policy that you might want to use. To utilize these specific coverages, you need to notify your insurance company.\u00a0Again, we recommend that you contact our law office today to get answers to your questions about how to handle the process after being injured in a car accident.\u00a0Something like towing insurance coverage (that you might have) can come in handy if your vehicle had to be towed, because it could cover the cost of towing your car.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Will My Insurance Rate Go Up if Somebody Hits Me?<\/h2>\n\n\n\n<p>Living in California does have a lot of perks, and one good thing is that if you are involved in a car accident, but you are not at fault, then it is illegal for your insurance company to raise your rates.\u00a0Of course, dealing with an insurance company after a car accident is a total hassle, and you need to be careful about what you say to the insurance adjuster or anybody at the insurance company.\u00a0We advise any accident victims to call us before they start giving statements to their insurance company.\u00a0You have to remember that insurance companies are not in the business of giving out money.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Will the Other Person\u2019s Insurance Pay for My Rental Car?<\/h2>\n\n\n\n<p>If your vehicle is damaged (with or without injuries) by another driver who is at fault, then you might be entitled\u00a0<a href=\"https:\/\/www.valuepenguin.com\/auto-insurance\/get-rental-car-from-insurance-claim\" target=\"_blank\" rel=\"noreferrer noopener\">to rental car coverage<\/a>\u00a0from their insurance provider while your car is in the shop being repaired.\u00a0This is why it\u2019s so important to gather all the vital information at the accident scene from the other driver, because ideally, their insurance company will claim liability and provide a rental car for you rather quickly.\u00a0Don\u2019t be surprised, though, when the insurance companies ignore you or just give you a hard time.\u00a0After an accident where there are injuries, life can get complicated really quickly, and for most people, it becomes overwhelming.\u00a0Don\u2019t be intimidated by the insurance companies; instead, call us today.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">When to Hire an Attorney for My Accident<\/h2>\n\n\n\n<p>After an accident, it\u2019s the same feeling for everybody; it\u2019s almost like your life gets put on hold while you wait for the\u00a0<a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/105-type\/95-guides\/01-auto\/hadaccident.cfm\" target=\"_blank\" rel=\"noreferrer noopener\">insurance companies to help<\/a>\u00a0you.\u00a0If you are dealing with injuries from a car accident due to the negligence of another driver, you have legal rights.\u00a0Getting financial compensation won\u2019t make your injuries go away, but it will help eliminate financial stress and worry.\u00a0Once you have gotten medical treatment and are back at home, it\u2019s probably best to contact our law firm for answers.\u00a0Below are some reasons why you need an injury lawyer:<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-arrow-list\">\n<li>Proving fault or liability is difficult<\/li>\n\n\n\n<li>The insurance companies are not your friends<\/li>\n\n\n\n<li>Negotiating a settlement can be difficult and complicated<\/li>\n\n\n\n<li>Some injury settlements are taxable<\/li>\n\n\n\n<li>Filing a lawsuit is not easy without a lawyer<\/li>\n\n\n\n<li>Insurance companies use your stress against you<\/li>\n\n\n\n<li>Multiple parties involved make a case hard to deal with<\/li>\n<\/ul>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">How to Gather Evidence at the Accident Scene<\/h2>\n\n\n\n<p>If you are involved in a car accident, it is very important to stay calm and follow a certain process at the scene of the accident (unless, of course, you can\u2019t because you are taken by ambulance).\u00a0It doesn\u2019t matter if you got hit by an Uber Eats driver, an Amazon delivery driver, a semi-truck, or just a normal person driving a Honda Accord; you need to gather evidence.\u00a0There are a few things you need to do to protect yourself and your legal rights regarding the accident and your injuries.<\/p>\n\n\n\n<ol class=\"wp-block-list is-style-arrow-list\">\n<li>You need to get the names of any witnesses and get their contact information.<\/li>\n\n\n\n<li>Be sure to take pictures (of damage to cars, road signs, etc.) before leaving the accident scene.<\/li>\n\n\n\n<li>Call the police so they can document it all and create a police report<\/li>\n\n\n\n<li>Be sure to get information from another driver, like their license, insurance, etc.<\/li>\n<\/ol>\n\n\n\n<p>Most of the time, there will be witnesses who saw the accident, and you need to speak to them, especially if you were not at fault.<\/p>\n\n\n\n<p>It can be crucial to your injury claim to have third parties verify that you weren\u2019t at fault. Many times, liability in a motor vehicle accident case will just be a matter of the defendant\u2019s word versus your word, meaning witnesses are super important.\u00a0With modern technology, we all have a cell phone that will allow us to take photographs of the car accident scene to help further prove our story.\u00a0Get as many pics of the cars involved, any debris like bumpers, broken windows, etc., and it\u2019s important to get pictures from different angles to really help show what happened.\u00a0It\u2019s also important to call the police and ask them to respond to the scene. Any police report that gets generated in connection with the accident will typically offer the officer\u2019s notes about the extent of the vehicle damage.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">How Police Determine Fault in a Car Accident<\/h2>\n\n\n\n<p>Once a car accident is reported to the police department, the responding officers are responsible for filing a police report.\u00a0At the accident scene, a police officer will interview the drivers and any witnesses about the car accident, and they will ask a bunch of questions to help piece together an accurate story of what happened.\u00a0After the police officer decides that they have enough information, they will submit their report to their local department.\u00a0<\/p>\n\n\n\n<p>Normally, the police report will contain statements about who was at fault for an auto accident based mainly on the police officer\u2019s judgment.\u00a0Many times, a police report will not include a determination of fault.\u00a0This is very important to understand because even if a police report states who is responsible for a car accident, it doesn\u2019t mean for sure that the person will be held legally responsible.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Why Contact DK Law<\/h2>\n\n\n\n<p>Our legal team has years of experience helping accident victims all over California. We have over 5,000 reviews on Google and Yelp, and we take great pride in our stellar reputation. Our law firm exclusively deals with auto accidents, so we offer top representation for people needing a car accident lawyer. We handle all types of motor vehicle accident cases, including motorcycle, bike, truck, Uber, pedestrian, and car crashes.\u00a0We are available 7 days a week, so <a href=\"\/contact\">call for a free consultation<\/a> today. <\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-author align wp-block-dklaw-author has-text-color has-primary-black-color has-background has-tertiary-blue-background-color\"><div class=\"dklaw-author__block\"><div class=\"dklaw-author__image\" style=\"background-image:url(https:\/\/dklaw.com\/wp-content\/uploads\/2025\/08\/Sarah-Park-Profile-Picture.jpeg);\"><\/div><div><p class=\"dklaw-author__block-about\">About the Author<\/p><h4 class=\"wp-block-heading is-style-heading-serif\">Sarah Park<\/h4><h6><\/h6><p>Sarah Park specializes in creating clear, engaging legal content that helps clients understand their rights in both Korean and English. She earned her bachelor&#8217;s degree at Ewha Womans University in Seoul, majoring in business and philosophy.<\/p>\n<div class=\"dklaw-author__social-icons\"><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<div id=\"form\" style=\"--bg-image: url(\/wp-content\/themes\/dklaw\/img\/dklaw-form-bg.jpg);\" class=\"dklaw-section dklaw-cta dklaw-cta-form alignfull wp-block-dklaw-cta-form has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns has-primary-black-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column dklaw-cta-form__bg-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading dklaw-cta-form__heading has-primary-white-color has-text-color\">DK <em>All the way<\/em><\/h2>\n\n\n<div class=\"dklaw-section dklaw-section__logos align wp-block-dklaw-logos\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"dklaw-logos align wp-block-dklaw-logos-repeater\"><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-1.svg\" loading=\"lazy\" decoding=\"async\" alt=\"NAOPIA Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-2.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Nation's Top One Percent Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-3.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Multi Million Dollar Advocates Forum Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-4.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Lawyers of Distinction Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-5.svg\" loading=\"lazy\" decoding=\"async\" alt=\"The National Trial Lawyers Top 100 Badge\"><\/div><\/div><\/div>\n<\/div>\n\n<\/div><\/div>\n\n\n<p class=\"dklaw-cta-form__subheading has-primary-white-color has-text-color\">From Your Case to Compensation, we take your case <em>all the way.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"dklaw-form align wp-block-dklaw-form\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading dklaw-form__heading\">Schedule a Free Consultation<\/h4>\n\n\n\n<p class=\"dklaw-form__subheading has-primary-green-color has-text-color\">Get Expert Legal Advice at <strong>Zero Cost.<\/strong><\/p>\n\n<\/div>\t\t\n\t\t\t\n\t<form id=\"dklaw-form\" class=\"dklaw-form__form\" role=\"form\" aria-label=\"Free Case Review Form\" data-redirect=\"\/ty\/thank-you\/\">\n\t\t<div class=\"dklaw-form__form-grid\">\n\t\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t\t<label for=\"firstName\">First Name<\/label>\t\t\t\t<input type=\"text\" id=\"firstName\" name=\"firstname\" placeholder=\"First Name\" value=\"\" aria-required=\"true\" required>\n\t\t\t<\/div>\n\t\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t\t<label for=\"lastName\">Last Name<\/label>\t\t\t\t<input type=\"text\" id=\"lastName\" name=\"lastname\" placeholder=\"Last Name\" value=\"\" aria-required=\"true\" required>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t<label for=\"email\">Email<\/label>\t\t\t<input type=\"email\" id=\"email\" name=\"email\" placeholder=\"Email Address\" value=\"\" aria-required=\"true\" required>\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t<label for=\"phone\">Phone Number<\/label>\t\t\t<input type=\"tel\" id=\"phone\" name=\"phone\" placeholder=\"Phone Number\" value=\"\" aria-required=\"true\" required minlength=\"14\">\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field dklaw-form__form-checkbox\">\n\t\t\t<input type=\"checkbox\" id=\"terms\" value=\"\" name=\"allow_texting\" aria-describedby=\"terms-note\" checked>\n\t\t\t\n\t\t\t<label for=\"terms\" id=\"terms-note\">By checking this box, you expressly consent to receive calls, text messages, and emails from DK Law regarding your inquiry, including communications sent using automated technology. You authorize contact during or outside traditional business hours and even if your phone number appears on any federal or state Do Not Call registry. Your consent is not required as a condition of obtaining legal services <a href=\"\/terms-conditions\/\" style=\"text-decoration:none\" target=\"_blank\">View our Terms &#038; Conditions<\/a><\/label>\t\t\t\n\t\t<\/div>\n\t\t<div class=\"cf-turnstile\" data-sitekey=\"0x4AAAAAACM74PWhFrQ4Zb-D\" data-theme=\"light\" data-appearance=\"interaction-only\"><\/div>\n\t\t<div id=\"success__message\"><\/div>\n\t\t<div id=\"success__error\"><\/div>\n\t\t<div class=\"dklaw-form__form-field text-center\">\n\t\t\t<button type=\"submit\" class=\"wp-block-button__link wp-element-button has-primary-yellow-background-color\" aria-label=\"Get Started\">Get Started<\/button>\t\t<\/div>\n\t\t<div class=\"dklaw-form__privacy\">\n\t\t\t<svg width=\"15\" height=\"16\" viewBox=\"0 0 15 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t<path d=\"M13.8389 2.81263C11.816 2.66105 9.9218 1.86947 8.48736 0.555789L8.11956 0.202105C7.97244 0.0673681 7.77014 0 7.56788 0C7.36559 0 7.16329 0.0673681 7.01617 0.202105L6.64837 0.555789C5.21393 1.86947 3.31973 2.66105 1.29681 2.81263C0.892223 2.84631 0.57959 3.14947 0.57959 3.52V5.55789C0.57959 9.8358 3.11744 13.8105 7.18168 15.9158C7.29203 15.9832 7.43915 16 7.56788 16C7.69658 16 7.82531 15.9663 7.95405 15.9158C12.0183 13.8105 14.5561 9.8358 14.5561 5.55789V3.52C14.5561 3.14947 14.2435 2.84631 13.8389 2.81263ZM11.3378 6.33262L7.29203 10.5095C7.16329 10.6442 6.94261 10.6442 6.81388 10.5095L4.20247 8.00001C4.07373 7.88211 4.07373 7.69685 4.20247 7.57896L4.84612 6.98948C4.97485 6.87159 5.15876 6.87159 5.28749 6.97264L6.74032 8.13475C6.86905 8.2358 7.07134 8.2358 7.20007 8.1179L10.1609 5.35578C10.2896 5.23789 10.4919 5.23789 10.6206 5.33894L11.2827 5.89473C11.4482 6.02947 11.4482 6.21473 11.3378 6.33262Z\" fill=\"#131314\"\/>\n\t\t\t<\/svg>\n\t\t\t<a href=\"\/privacy-policy\/\"><span>Your Privacy, Our Priority<\/span><\/a>\n\t\t\t<input type=\"hidden\" id=\"ga4_client_id\" name=\"ga4_client_id\" value=\"\">\n\t\t<\/div>\t\t\n\t<\/form>\n\n\t<\/div><\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"dklaw-section__small-padding-bottom dklaw-section dklaw-cta dklaw-cta-promise alignfull wp-block-dklaw-cta-promise has-background has-primary-white-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center has-primary-black-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\">\n<h3 class=\"wp-block-heading has-primary-white-color has-text-color\">At DK Law we&#8217;re with you &#8211; <em>all the way.<\/em><\/h3>\n\n\n\n<p class=\"dklaw-cta-promise__underline has-primary-white-color has-text-color\">Get a Free Consultation with our experts today!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<div class=\"wp-block-buttons is-content-justification-flex-end is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-phone\"><a class=\"wp-block-button__link has-primary-yellow-background-color has-background wp-element-button\" href=\"tel:7147903562\">714-790-3562<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-primary-white-background-color has-background wp-element-button\" href=\"#form\">Free Case Consultation<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Learn how insurance companies determine fault in accidents. Understand the factors they consider and how it affects your claim and potential compensation.<\/p>","protected":false},"author":8,"featured_media":24818,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"_seopress_robots_primary_cat":"","_seopress_titles_title":"How Insurance Companies Determine Fault | DK Law","_seopress_titles_desc":"Learn how insurance companies determine fault in accidents. Understand the factors they consider and how it affects your claim and potential compensation.","_seopress_robots_index":"","footnotes":""},"categories":[9],"tags":[],"practice_area":[],"topics":[128],"class_list":["post-12477","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury","topics-insurance-and-claims"],"acf":[],"_links":{"self":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts\/12477","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/comments?post=12477"}],"version-history":[{"count":0,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts\/12477\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/media\/24818"}],"wp:attachment":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/media?parent=12477"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/categories?post=12477"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/tags?post=12477"},{"taxonomy":"practice_area","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/practice_area?post=12477"},{"taxonomy":"topics","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/topics?post=12477"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}