{"id":15882,"date":"2020-07-31T05:28:43","date_gmt":"2020-07-31T05:28:43","guid":{"rendered":"https:\/\/usaccidentlawyer.com\/?p=15882"},"modified":"2025-11-03T17:55:32","modified_gmt":"2025-11-03T17:55:32","slug":"what-to-say-and-not-to-say-to-insurance-companies","status":"publish","type":"post","link":"https:\/\/dklaw.com\/ko\/the-fine-print\/what-to-say-and-not-to-say-to-insurance-companies\/","title":{"rendered":"Things You Should Know Before Talking to the Insurance Company"},"content":{"rendered":"<div class=\"dklaw-section dklaw-hero dklaw-hero__blog align wp-block-dklaw-hero-blog has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\"><div class=\"dklaw-breadcrumbs align wp-block-dklaw-breadcrumbs\"><a href=\"https:\/\/dklaw.com\">Home<\/a><a href=\"https:\/\/dklaw.com\/ko\/the-fine-print\/what-to-say-and-not-to-say-to-insurance-companies\/\" class=\"current\">Things You Should Know Before Talking to the Insurance Company<\/a><script type=\"application\/ld+json\">\n\t{\n\t  \"@context\": \"https:\/\/schema.org\",\n\t  \"@type\": \"BreadcrumbList\",\n\t  \"itemListElement\": [\n\t\t  {\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 1,\n\t\t\t\t\"name\": \"Home\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\"\n\t\t\t},{\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 2,\n\t\t\t\t\"name\": \"Things You Should Know Before Talking to the Insurance Company\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\/ko\/the-fine-print\/what-to-say-and-not-to-say-to-insurance-companies\/\"\n\t\t\t}\n\t  ]\n\t}\n\t<\/script><\/div>\n\n\n<h1 class=\"wp-block-heading\">Things You Should Know Before Talking to the Insurance Company<\/h1>\n\n\n<div class=\"dklaw-hero__blog-meta align wp-block-dklaw-hero-blog-meta\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-taxonomies align wp-block-dklaw-taxonomies\"><a href=\"https:\/\/dklaw.com\/ko\/learning-hub\/?_practice_area=personal-injury\" rel=\"nofollow\">Personal Injury<\/a> <\/div>\n\n\n<p class=\"has-primary-gray-color has-text-color\">Reading Time: 3 Minutes<\/p>\n\n<\/div><span>July 31, 2020<\/span><span>Sarah Park<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2020\/07\/iStock-1263543074.jpg\" alt=\"Lawyer and client talking\"\/><\/figure>\n<\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"dklaw-section dklaw-toc alignfull wp-block-dklaw-toc\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__sidebar align wp-block-dklaw-toc-sidebar\"><div class=\"dklaw-toc__sidebar-menu\"><h4 class=\"dklaw-toc__sidebar-toggle\">Jump To<\/h4><ul><\/ul><\/div><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-card align wp-block-dklaw-card has-background has-primary-black-background-color\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-primary-white-color has-text-color\">Every 4 minutes.<\/h4>\n\n\n\n<p class=\"has-primary-white-color has-text-color\">On average, every 4 minutes someone picks up the phone and calls us for help. That kind of trust says everything.<\/p>\n\n\n\n<div class=\"wp-block-button is-style-button-phone\"><a class=\"wp-block-button__link has-primary-yellow-background-color has-background wp-element-button\" href=\"tel:7147903562\">714-790-3562<\/a><\/div>\n\n<\/div><\/div>\n<\/div><\/div>\n\n<div class=\"dklaw-toc__blocks align wp-block-dklaw-toc-blocks\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<p>Negotiating with an insurance company can be complicated, and they will likely try to minimize your claim. It\u2019s best to schedule a free consultation with an accident lawyer in Orange County. They are professionals and have the experience to handle them.<\/p>\n\n\n\n<p>You must be aware of what you can and cannot say to an insurance adjuster. Read the following points, as they will help you gain an understanding of the concept. <\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">They Are Never On Your Side<\/h2>\n\n\n\n<p>The insurance company will always want to protect its bottom line. They may easily compensate for settlements with lower values, but will hesitate in cases of big settlements. Therefore, consulting with professional auto accident lawyers in Orange County is the best course of action.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">They Know Less About Your Case Than You Do<\/h2>\n\n\n\n<p>The insurance claim person you would be consulting knows nothing about your case and would be zero interested in it too. It\u2019s up to you to explain and convince the insurance company about your accident and obtain the compensation. It\u2019s crucial to collect enough evidence to make your point.<\/p>\n\n\n\n<p>Take photos of the incident and your injury, collect the bills for the amount you spent, and get the contact information of any witnesses. Thus, collect as strong\u00a0evidence\u00a0as you can to prove your point and convince the insurance claim agent.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Don\u2019t Agree to a Recorded Statement<\/h2>\n\n\n\n<p>Your insurance company can use the recorded statement against you, so never record it, even if you are asked for it. For example, if you have not yet been to the doctor and record a statement that you aren\u2019t hurt, then later begin feeling neck pain after your car accident and find out you have whiplash, the insurance company can use the fact that you said you weren\u2019t injured against you.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">The \u201cFinal Offer\u201d Isn\u2019t Really the Final Offer<\/h2>\n\n\n\n<p>They will do their best to convince you to accept their final offer.\u00a0 We suggest that you should not accept it. Remember that your aim is to obtain the highest compensation you deserve and not fall for what they want to present to you. This is a common tactic, but it does not mean that if you say no, you won\u2019t receive a settlement. If the insurance company owes you money, it cannot \u201crescind\u201d a settlement offer because you turn it down. Instead, your case will go to trial for a better offer. Call an accident lawyer in Orange County if you need help.<\/p>\n\n\n\n<p>Hiring a <a href=\"\/practice-areas\/personal-injury\">personal injury lawyer<\/a> can be of great help, as these professionals are experts in handling such cases and are familiar with the types of injuries that qualify for specific compensation. <\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-author align wp-block-dklaw-author has-text-color has-primary-black-color has-background has-tertiary-blue-background-color\"><div class=\"dklaw-author__block\"><div class=\"dklaw-author__image\" style=\"background-image:url(https:\/\/dklaw.com\/wp-content\/uploads\/2025\/08\/Sarah-Park-Profile-Picture.jpeg);\"><\/div><div><p class=\"dklaw-author__block-about\">About the Author<\/p><h4 class=\"wp-block-heading is-style-heading-serif\">Sarah Park<\/h4><h6><\/h6><p>Sarah Park specializes in creating clear, engaging legal content that helps clients understand their rights in both Korean and English. 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