{"id":60831,"date":"2022-10-13T16:00:53","date_gmt":"2022-10-13T23:00:53","guid":{"rendered":"https:\/\/usaccidentlawyer.com\/?p=60831"},"modified":"2025-09-04T00:04:45","modified_gmt":"2025-09-04T00:04:45","slug":"bicycle-accident-insurance-what-coverage-you-need-to-protect-yourself","status":"publish","type":"post","link":"https:\/\/dklaw.com\/ko\/the-fine-print\/bicycle-accident-insurance-what-coverage-you-need-to-protect-yourself\/","title":{"rendered":"Bicycle Accident Insurance: What Coverage You Need to Protect Yourself"},"content":{"rendered":"<div class=\"dklaw-section dklaw-hero dklaw-hero__blog align wp-block-dklaw-hero-blog has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"dklaw-breadcrumbs align wp-block-dklaw-breadcrumbs\"><a href=\"https:\/\/dklaw.com\">Home<\/a><a href=\"https:\/\/dklaw.com\/ko\/the-fine-print\/bicycle-accident-insurance-what-coverage-you-need-to-protect-yourself\/\" class=\"current\">Bicycle Accident Insurance: What Coverage You Need to Protect Yourself<\/a><script type=\"application\/ld+json\">\n\t{\n\t  \"@context\": \"https:\/\/schema.org\",\n\t  \"@type\": \"BreadcrumbList\",\n\t  \"itemListElement\": [\n\t\t  {\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 1,\n\t\t\t\t\"name\": \"Home\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\"\n\t\t\t},{\n\t\t\t\t\"@type\": \"ListItem\",\n\t\t\t\t\"position\": 2,\n\t\t\t\t\"name\": \"Bicycle Accident Insurance: What Coverage You Need to Protect Yourself\",\n\t\t\t\t\"item\" : \"https:\/\/dklaw.com\/ko\/the-fine-print\/bicycle-accident-insurance-what-coverage-you-need-to-protect-yourself\/\"\n\t\t\t}\n\t  ]\n\t}\n\t<\/script><\/div>\n\n\n<h1 class=\"wp-block-heading\">Bicycle Accident Insurance: What Coverage You Need to Protect Yourself<\/h1>\n\n\n<div class=\"dklaw-hero__blog-meta align wp-block-dklaw-hero-blog-meta\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-taxonomies align wp-block-dklaw-taxonomies\"><a href=\"https:\/\/dklaw.com\/ko\/learning-hub\/?_practice_area=bicycle-accidents\" rel=\"nofollow\">Bicycle Accidents<\/a> <\/div>\n\n\n<p class=\"has-primary-gray-color has-text-color\">Reading Time: 3 Minutes<\/p>\n\n<\/div><span>October 13, 2022<\/span><span>Nikita Patwari<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/06\/bike-accident-lawyer-1024x683.jpg\" alt=\"Dashboard showing modern tracking and diagnostics\"\/><\/figure>\n<\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"dklaw-section dklaw-toc alignfull wp-block-dklaw-toc\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__sidebar align wp-block-dklaw-toc-sidebar\"><div class=\"dklaw-toc__sidebar-menu\"><h4 class=\"dklaw-toc__sidebar-toggle\">Jump To<\/h4><ul><\/ul><\/div><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-card align wp-block-dklaw-card has-background has-primary-black-background-color\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-primary-white-color has-text-color\">Every 4 minutes.<\/h4>\n\n\n\n<p class=\"has-primary-white-color has-text-color\">On average, every 4 minutes someone picks up the phone and calls us for help. That kind of trust says everything.<\/p>\n\n\n\n<div class=\"wp-block-button is-style-button-phone\"><a class=\"wp-block-button__link has-primary-yellow-background-color has-background wp-element-button\" href=\"tel:7147903562\">714-790-3562<\/a><\/div>\n\n<\/div><\/div>\n<\/div><\/div>\n\n<div class=\"dklaw-toc__blocks align wp-block-dklaw-toc-blocks\"><div class=\"acf-innerblocks-container\">\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<p>Over&nbsp;<a href=\"https:\/\/www.cdc.gov\/transportationsafety\/bicycle\/index.html#:~:text=Nearly%201%2C000%20bicyclists%20die%20and,the%20United%20States%20every%20year.&amp;text=The%20costs%20of%20bicycle%20injuries,the%20United%20States%20each%20year.\" target=\"_blank\" rel=\"noreferrer noopener\">130,000 bicyclists<\/a>&nbsp;get injured in accidents every year. The cost of these accidents exceeds $23 billion in total. If you\u2019re in a bicycle accident, how do you pay for your care and the cost of repairing or replacing your bike?<\/p>\n\n\n\n<p>Bicycle insurance can protect you whether you cycle for recreation or transportation. Keep reading to learn about your options for insurance to cover you if you\u2019re in an accident on your bicycle.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Types of Insurance That May Cover a Bicycle Accident<\/h2>\n\n\n\n<p>When you\u2019re in an accident caused by a negligent motorist, there are various types of insurance coverage that can cover your damages.&nbsp;<\/p>\n\n\n\n<p>That\u2019s why if you\u2019re a regular cyclist, you should be aware of the different bicycle insurance plans to protect yourself in the event of an accident. Bicycle accident insurance can cover the cost of repairs or replacing your bike and medical expenses.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">At-Fault Party\u2019s Car Insurance<\/h3>\n\n\n\n<p>If you\u2019re hit by a car that has insurance while riding your bike, their policy should cover you if they\u2019re at fault. This is often covered under their liability coverage.&nbsp;<\/p>\n\n\n\n<p>However, you need to consider the state\u2019s mandatory minimums, as well. If the driver who hits you only has minimum coverage, it\u2019s possible that your bills may exceed that amount.&nbsp;<\/p>\n\n\n\n<p>In California, the average cost of a visit to the ER can cost thousands. This amount can quickly add up and become higher depending on tests and services needed.&nbsp;For example, the average cost of treating broken bones in the US is $10,000. However, the minimum coverage required in California for injury or death to one person is $15,000.&nbsp;<\/p>\n\n\n\n<p>In addition, if you own an e-bike or other bike that costs over $5,000, and the driver who hit you only has minimum coverage, the policy will not pay for all of the damage. In California, the minimum coverage for property damage is\u00a0<a href=\"https:\/\/www.dmv.ca.gov\/portal\/vehicle-registration\/insurance-requirements\/#:~:text=Here%20are%20the%20minimum%20liability,%245%2C000%20for%20damage%20to%20property.\" target=\"_blank\" rel=\"noreferrer noopener\">$5,000<\/a>.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Homeowner\u2019s or Renter\u2019s Insurance<\/h3>\n\n\n\n<p>It might be surprising to read about homeowner\u2019s or renter\u2019s insurance in an article about bicycle accidents. However, typically your bike gets covered under the&nbsp;<a href=\"https:\/\/www.iii.org\/article\/bicycle-safety-and-insurance#:~:text=Bicycles%20are%20covered%20under%20the,disaster%20listed%20in%20your%20policy.\" target=\"_blank\" rel=\"noreferrer noopener\">personal property section<\/a>&nbsp;of this type of insurance.&nbsp;<\/p>\n\n\n\n<p>Homeowner\u2019s or renter\u2019s insurance is another option if you\u2019re injured by another bicyclist or pedestrian. Some homeowner\u2019s or renters\u2019 policies provide liability coverage that will help with your medical expenses.\u00a0<\/p>\n\n\n\n<p>However, that\u2019s not guaranteed. In addition, while this type of insurance can cover part of the damage to your bicycle, it might not cover it all.&nbsp;The coverage you get from a homeowner\u2019s or renter\u2019s insurance policy will be dependent on how the policy is written. That\u2019s why it\u2019s important to know your policy well.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Uninsured Motorist Coverage<\/h3>\n\n\n\n<p>If you\u2019re hit by a driver without car insurance, how do you pay for your bills? In California, drivers are required to carry uninsured or underinsured motorist coverage. Fortunately, in many situations, your uninsured motorist coverage for your auto policy could pay.&nbsp;<\/p>\n\n\n\n<p>Your uninsured or underinsured motorist policy can also come into play if the driver\u2019s insurance does not cover the full extent of damages. This is important to check if you\u2019re in a hit-and-run or if an accident is caused by an underinsured driver.&nbsp;<\/p>\n\n\n\n<p>Once again, with uninsured motorist coverage, you need to consider your limits. If you only have minimum coverage, it might not cover all of your bills, and you will need to find coverage from other sources.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Personal Medical Insurance&nbsp;<\/h3>\n\n\n\n<p>Medical insurance can help to cover the costs associated with injuries in a&nbsp;<a href=\"https:\/\/dklaw.com\/practice-areas\/bicycle-accidents\">bicycle accident<\/a>. However, you still need to consider the specific medical coverage you have.&nbsp;<\/p>\n\n\n\n<p>However, you need to keep in mind that the health coverage offered by bicycle insurance companies could be limited. Some policies only pay enough to supplement the deductibles of your personal health insurance policy.&nbsp;<\/p>\n\n\n\n<p>You might still have out-of-pocket costs that other types of insurance can help pay for. This can include deductibles, medications, and any assistive equipment you may need due to severe injuries.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Disability Insurance<\/h3>\n\n\n\n<p>Around&nbsp;<a href=\"https:\/\/www.cnbc.com\/2022\/01\/19\/56percent-of-americans-cant-cover-a-1000-emergency-expense-with-savings.html\" target=\"_blank\" rel=\"noreferrer noopener\">56%<\/a>&nbsp;of Americans can\u2019t cover an emergency expense of $1,000 and would need to borrow money to cover it. Many Americans live paycheck to paycheck, and when you\u2019re in an accident and can\u2019t work, that can become even more dangerous. So what happens if you can\u2019t work after being injured by a negligent motorist in an accident?&nbsp;<\/p>\n\n\n\n<p>One of your options for covering bills is disability insurance. Whether you have disability insurance through your workplace or as a standalone policy, it can help.&nbsp;<\/p>\n\n\n\n<p>However, you need to keep in mind that this type of insurance is generally short-term. If the accident resulted in permanent disability or you are unable to return to work for an extended period of time, you\u2019ll need to explore other options.&nbsp;<\/p>\n\n\n\n<p>In addition, you should consider how much your disability insurance pays. It may not pay the same amount that you would earn while working, but a percentage of damages may be covered.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-toc__block align wp-block-dklaw-toc-block\"><div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\">Help If You\u2019ve Been Injured in a Bicycle Accident<\/h2>\n\n\n\n<p>Many types of insurance can help cover the costs of a bicycle accident. It\u2019s important to check your policies and know what\u2019s covered in your unique situation.\u00a0<\/p>\n\n\n\n<p>If you\u2019re hit by a negligent driver while riding your bike, you shouldn\u2019t have to stress about dealing with insurance companies. Hiring a bicycle accident lawyer can help you with the legal process.&nbsp;<a href=\"https:\/\/dklaw.com\/contact\">Request a free consultation<\/a>&nbsp;with DK Law today to find out how our law firm can help.<\/p>\n\n<\/div><\/div>\n\n<div class=\"dklaw-author align wp-block-dklaw-author has-text-color has-primary-black-color has-background has-tertiary-blue-background-color\"><div class=\"dklaw-author__block\"><div class=\"dklaw-author__image\" style=\"background-image:url(https:\/\/dklaw.com\/wp-content\/uploads\/2025\/07\/IMG_2110-1024x683.jpg);\"><\/div><div><p class=\"dklaw-author__block-about\">About the Author<\/p><h4 class=\"wp-block-heading is-style-heading-serif\">Nikita Patwari<\/h4><h6><\/h6><p>As the blog writer for DK Law, I specialize in creating clear, informative, and approachable legal content for individuals and families navigating personal injury and wrongful death cases across California. My goal is to break down complex legal topics into helpful, easy-to-understand articles that empower readers to make informed decisions during some of life\u2019s most difficult moments.<\/p>\n<div class=\"dklaw-author__social-icons\"><a href=\"https:\/\/www.linkedin.com\/in\/nikita-patwari-62298975\/\"><svg width=\"17\" height=\"17\" viewBox=\"0 0 17 17\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g clip-path=\"url(#clip0_5702_21335)\"><path d=\"M15.7416 0H1.25508C0.561133 0 0 0.547852 0 1.2252V15.7715C0 16.4488 0.561133 17 1.25508 17H15.7416C16.4355 17 17 16.4488 17 15.7748V1.2252C17 0.547852 16.4355 0 15.7416 0ZM5.04355 14.4865H2.52012V6.37168H5.04355V14.4865ZM3.78184 5.26602C2.97168 5.26602 2.31758 4.61191 2.31758 3.80508C2.31758 2.99824 2.97168 2.34414 3.78184 2.34414C4.58867 2.34414 5.24277 2.99824 5.24277 3.80508C5.24277 4.60859 4.58867 5.26602 3.78184 5.26602ZM14.4865 14.4865H11.9664V10.542C11.9664 9.60234 11.9498 8.39043 10.6549 8.39043C9.34336 8.39043 9.14414 9.41641 9.14414 10.4756V14.4865H6.62734V6.37168H9.04453V7.48066H9.07773C9.41308 6.84316 10.2365 6.16914 11.4617 6.16914C14.015 6.16914 14.4865 7.84922 14.4865 10.034V14.4865Z\" fill=\"#08368B\"\/><\/g><defs><clipPath id=\"clip0_5702_21335\"><rect width=\"17\" height=\"17\" fill=\"white\"\/><\/clipPath><\/defs><\/svg><\/a><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n<div id=\"form\" style=\"--bg-image: url(\/wp-content\/themes\/dklaw\/img\/dklaw-form-bg.jpg);\" class=\"dklaw-section dklaw-cta dklaw-cta-form alignfull wp-block-dklaw-cta-form has-background has-primary-beige-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns has-primary-black-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column dklaw-cta-form__bg-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading dklaw-cta-form__heading has-primary-white-color has-text-color\">DK <em>All the way<\/em><\/h2>\n\n\n<div class=\"dklaw-section dklaw-section__logos align wp-block-dklaw-logos\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"dklaw-logos align wp-block-dklaw-logos-repeater\"><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-1.svg\" loading=\"lazy\" decoding=\"async\" alt=\"NAOPIA Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-2.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Nation's Top One Percent Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-3.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Multi Million Dollar Advocates Forum Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-4.svg\" loading=\"lazy\" decoding=\"async\" alt=\"Lawyers of Distinction Badge\"><\/div><div class=\"dklaw-logos__logo\"><img src=\"https:\/\/dklaw.com\/wp-content\/uploads\/2025\/05\/form-award-5.svg\" loading=\"lazy\" decoding=\"async\" alt=\"The National Trial Lawyers Top 100 Badge\"><\/div><\/div><\/div>\n<\/div>\n\n<\/div><\/div>\n\n\n<p class=\"dklaw-cta-form__subheading has-primary-white-color has-text-color\">From Your Case to Compensation, we take your case <em>all the way.<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"><div class=\"dklaw-form align wp-block-dklaw-form\"><div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading dklaw-form__heading\">Schedule a Free Consultation<\/h4>\n\n\n\n<p class=\"dklaw-form__subheading has-primary-green-color has-text-color\">Get Expert Legal Advice at <strong>Zero Cost.<\/strong><\/p>\n\n<\/div>\t\t\n\t\t\t\n\t<form id=\"dklaw-form\" class=\"dklaw-form__form\" role=\"form\" aria-label=\"Free Case Review Form\" data-redirect=\"\/ty\/thank-you\/\">\n\t\t<div class=\"dklaw-form__form-grid\">\n\t\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t\t<label for=\"firstName\">First Name<\/label>\t\t\t\t<input type=\"text\" id=\"firstName\" name=\"firstname\" placeholder=\"First Name\" value=\"\" aria-required=\"true\" required>\n\t\t\t<\/div>\n\t\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t\t<label for=\"lastName\">Last Name<\/label>\t\t\t\t<input type=\"text\" id=\"lastName\" name=\"lastname\" placeholder=\"Last Name\" value=\"\" aria-required=\"true\" required>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t<label for=\"email\">Email<\/label>\t\t\t<input type=\"email\" id=\"email\" name=\"email\" placeholder=\"Email Address\" value=\"\" aria-required=\"true\" required>\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field\">\n\t\t\t<label for=\"phone\">Phone Number<\/label>\t\t\t<input type=\"tel\" id=\"phone\" name=\"phone\" placeholder=\"Phone Number\" value=\"\" aria-required=\"true\" required minlength=\"14\">\n\t\t<\/div>\n\t\t\n\t\t<div class=\"dklaw-form__form-field dklaw-form__form-checkbox\">\n\t\t\t<input type=\"checkbox\" id=\"terms\" value=\"\" name=\"allow_texting\" aria-describedby=\"terms-note\" checked>\n\t\t\t\n\t\t\t<label for=\"terms\" id=\"terms-note\">By checking this box, you expressly consent to receive calls, text messages, and emails from DK Law regarding your inquiry, including communications sent using automated technology. You authorize contact during or outside traditional business hours and even if your phone number appears on any federal or state Do Not Call registry. Your consent is not required as a condition of obtaining legal services <a href=\"\/terms-conditions\/\" style=\"text-decoration:none\" target=\"_blank\">View our Terms &#038; Conditions<\/a><\/label>\t\t\t\n\t\t<\/div>\n\t\t<div id=\"success__message\"><\/div>\n\t\t<div id=\"success__error\"><\/div>\n\t\t<div class=\"dklaw-form__form-field text-center\">\n\t\t\t<button type=\"submit\" class=\"wp-block-button__link wp-element-button has-primary-yellow-background-color\" aria-label=\"Get Started\">Get Started<\/button>\t\t<\/div>\n\t\t<div class=\"dklaw-form__privacy\">\n\t\t\t<svg width=\"15\" height=\"16\" viewBox=\"0 0 15 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t<path d=\"M13.8389 2.81263C11.816 2.66105 9.9218 1.86947 8.48736 0.555789L8.11956 0.202105C7.97244 0.0673681 7.77014 0 7.56788 0C7.36559 0 7.16329 0.0673681 7.01617 0.202105L6.64837 0.555789C5.21393 1.86947 3.31973 2.66105 1.29681 2.81263C0.892223 2.84631 0.57959 3.14947 0.57959 3.52V5.55789C0.57959 9.8358 3.11744 13.8105 7.18168 15.9158C7.29203 15.9832 7.43915 16 7.56788 16C7.69658 16 7.82531 15.9663 7.95405 15.9158C12.0183 13.8105 14.5561 9.8358 14.5561 5.55789V3.52C14.5561 3.14947 14.2435 2.84631 13.8389 2.81263ZM11.3378 6.33262L7.29203 10.5095C7.16329 10.6442 6.94261 10.6442 6.81388 10.5095L4.20247 8.00001C4.07373 7.88211 4.07373 7.69685 4.20247 7.57896L4.84612 6.98948C4.97485 6.87159 5.15876 6.87159 5.28749 6.97264L6.74032 8.13475C6.86905 8.2358 7.07134 8.2358 7.20007 8.1179L10.1609 5.35578C10.2896 5.23789 10.4919 5.23789 10.6206 5.33894L11.2827 5.89473C11.4482 6.02947 11.4482 6.21473 11.3378 6.33262Z\" fill=\"#131314\"\/>\n\t\t\t<\/svg>\n\t\t\t<a href=\"\/privacy-policy\/\"><span>Your Privacy, Our Priority<\/span><\/a>\n\t\t\t<input type=\"hidden\" id=\"ga4_client_id\" name=\"ga4_client_id\" value=\"\">\n\t\t<\/div>\t\t\n\t<\/form>\n\n\t<\/div><\/div>\n<\/div>\n\n<\/div><\/div>\n\n<div class=\"dklaw-section__small-padding-bottom dklaw-section dklaw-cta dklaw-cta-promise alignfull wp-block-dklaw-cta-promise has-background has-primary-white-background-color\"><div class=\"acf-innerblocks-container\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center has-primary-black-background-color has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\">\n<h3 class=\"wp-block-heading has-primary-white-color has-text-color\">At DK Law we&#8217;re with you &#8211; <em>all the way.<\/em><\/h3>\n\n\n\n<p class=\"dklaw-cta-promise__underline has-primary-white-color has-text-color\">Get a Free Consultation with our experts today!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<div class=\"wp-block-buttons is-content-justification-flex-end is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-button-phone\"><a class=\"wp-block-button__link has-primary-yellow-background-color has-background wp-element-button\" href=\"tel:7147903562\">714-790-3562<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-primary-white-background-color has-background wp-element-button\" href=\"#form\">Free Case Consultation<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Learn what bicycle accident insurance covers, the protection you need after a crash, and how the right coverage safeguards your health and finances.<\/p>","protected":false},"author":7,"featured_media":33589,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Bicycle Accident Insurance: What Coverage You Need to Protect Yourself | DK Law","_seopress_titles_desc":"Learn what bicycle accident insurance covers, the protection you need after a crash, and how the right coverage safeguards your health and finances.","_seopress_robots_index":"","footnotes":""},"categories":[9],"tags":[],"practice_area":[118],"topics":[],"class_list":["post-60831","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury","practice_area-bicycle-accidents"],"acf":[],"_links":{"self":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts\/60831","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/comments?post=60831"}],"version-history":[{"count":0,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/posts\/60831\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/media\/33589"}],"wp:attachment":[{"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/media?parent=60831"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/categories?post=60831"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/tags?post=60831"},{"taxonomy":"practice_area","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/practice_area?post=60831"},{"taxonomy":"topics","embeddable":true,"href":"https:\/\/dklaw.com\/ko\/wp-json\/wp\/v2\/topics?post=60831"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}