Things You Should Know Before Talking to the Insurance Company

Negotiating with an insurance company can be complicated, and they will likely try to minimize your claim. It’s best to schedule a free consultation with an accident lawyer in Orange County. They are professionals and have the experience to handle them.

You must be aware of what you can and cannot say to an insurance adjuster. Read the following points, as they will help you gain an understanding of the concept.

They Are Never On Your Side

The insurance company will always want to protect its bottom line. They may easily compensate for settlements with lower values, but will hesitate in cases of big settlements. Therefore, consulting with professional auto accident lawyers in Orange County is the best course of action.

They Know Less About Your Case Than You Do

The insurance claim person you would be consulting knows nothing about your case and would be zero interested in it too. It’s up to you to explain and convince the insurance company about your accident and obtain the compensation. It’s crucial to collect enough evidence to make your point.

Take photos of the incident and your injury, collect the bills for the amount you spent, and get the contact information of any witnesses. Thus, collect as strong evidence as you can to prove your point and convince the insurance claim agent.

Don’t Agree to a Recorded Statement

Your insurance company can use the recorded statement against you, so never record it, even if you are asked for it. For example, if you have not yet been to the doctor and record a statement that you aren’t hurt, then later begin feeling neck pain after your car accident and find out you have whiplash, the insurance company can use the fact that you said you weren’t injured against you.

The “Final Offer” Isn’t Really the Final Offer

They will do their best to convince you to accept their final offer.  We suggest that you should not accept it. Remember that your aim is to obtain the highest compensation you deserve and not fall for what they want to present to you. This is a common tactic, but it does not mean that if you say no, you won’t receive a settlement. If the insurance company owes you money, it cannot “rescind” a settlement offer because you turn it down. Instead, your case will go to trial for a better offer. Call an accident lawyer in Orange County if you need help.

Hiring a personal injury lawyer can be of great help, as these professionals are experts in handling such cases and are familiar with the types of injuries that qualify for specific compensation.